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Rule Advances Association Health Plans

The U.S Department of Labor (DOL) has finalized its long-awaited Association Health Plan (AHP) rule to expand the definition of "employer" to include "working owners." This change allows real estate professionals and other self-employed individuals to participate in association health plans. A key provision, advocated for inclusion in the rule by NAR, will allow the roughly 31 percent of REALTORS® who are offered coverage through a spouse to be eligible to choose an AHP option.

The ruling is a major step forward for NAR’s long-standing advocacy efforts to expand AHP eligibility to independent contractors. This ruling allows NAR to keep up its ongoing program to evaluate potential options for expanding REALTORS® options for access to health insurance coverage. It does not mean that a REALTOR® AHP will be available in the near term, but action continues to explore such options. Visit nar.realtor for more information.

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